Deposit Rates

NOW Account, Savings and Money Market Rates

Rates as of: September 30, 2008

Deposit Rates

Account Type

From

To

Interest Rate

APY

N.O.W. Account

$0

$999,999

0.20%

0.20%

Single Solution Account

$0

$799

0.00%

0.00%

 

$800

$1,999

0.10%

0.10%

 

$2,000

$9,999

0.25%

0.25%

 

$10,000

$49,999

0.50%

0.50%

 

$50,000

$99,999

1.00%

1.00%

 

$100,000

$999,999

1.25%

1.26%

Junior Savers Account

$0

$999,999

0.95%

0.95%

Savings Account

$0

$2,499

0.05%

0.05%

 

$2,500

$999,999

0.40%

0.40%

Premier Savings Account

$0

$199

0.10%

0.10%

 

$200

$4,999

0.75%

0.75%

 

$5,000

$99,999

1.25%

1.26%

Market Rate Savings Account

$0

$999

0.05%

0.05%

 

$1,000

$9.999

0.10%

0.10%

 

$10,000

$24,999

0.50%

0.50%

 

$25,000

$49,999

1.49%

1.50%

 

$50,000

$99,999

1.74%

1.75%

 

$100,000

$999,999

2.23%

2.25%

Money Market Account

$0

$999

0.05%

0.05%

 

$1,000

$24,999

0.30%

0.30%

 

$25,000

$99,999

0.55%

0.55%

 

$100,000

$999,999

1.00%

1.00%

Treasury Index Account

$0

$999,999

0.60%

0.60%

Investment Savings Account

$0

$4,999

0.05%

0.05%

 

$5,000

$24,999

0.25%

0.25%

 

$25,000

$49,999

0.50%

0.50%

 

$50,000

$99,999

0.75%

0.75%

 

$100,000+

 

1.00%

1.00%

Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are variable and subject to change after the account is opened.  Fees may reduce earnings.  Regular Savings Accounts and Premier Passbook Savings Accounts require a minimum balance of $200.00.  Market Rate Savings Accounts, Money Market Accounts, and Investment Savings Accounts require a minimum balance of $1,000.00.  Treasury Index Accounts require a minimum balance of $5,000.00.

 

Variable Rate Certificates of Deposit

Account Type

From

To

Interest Rate

APY

MarketSavvy CD

$0

$4,999

0.05%

0.05%

 

$5,000

$9,999

0.50%

0.50%

 

$10,000

$49,999

1.00%

1.00%

 

$50,000

$99,999

1.49%

1.50%

 

$100,000+

 

1.98%

2.00%

 

Fixed Rate Category Certificates of Deposit

 

Regular Rate

Term

From

To

Interest Rate

APY

3 Months

$1,000

$99,999

1.74%

1.75%

6 Months

$1,000

$99,999

1.83%

1.85%

12 Months

$1,000

$99,999

2.18%

2.20%

18 Months

$1,000

$99,999

2.23%

2.25%

24 Months

$1,000

$99,999

2.47%

2.50%

30 Months

$1,000

$99,999

2.47%

2.50%

36 Months

$1,000

$99,999

2.72%

2.75%

48 Months

$1,000

$99,999

2.96%

3.00%

60 Months

$1,000

$99,999

3.20%

3.25%

 

Founders, Platinum Preferred, All-In-One Accounts

Term

From

To

Interest Rate

APY

3 Months

$1,000

$99,999

1.87%

1.88%

6 Months

$1,000

$99,999

1.96%

1.97%

12 Months

$1,000

$99,999

2.31%

2.33%

18 Months

$1,000

$99,999

2.36%

2.38%

24 Months

$1,000

$99,999

2.60%

2.63%

30 Months

$1,000

$99,999

2.60%

2.63%

36 Months

$1,000

$99,999

2.85%

2.88%

48 Months

$1,000

$99,999

3.09%

3.13%

60 Months

$1,000

$99,999

3.33%

3.38%

 

Jumbo Fixed Certificates of Deposit

Regular Rate

Term

From

Interest Rate

APY

3 Months

$100,000+

1.98%

2.00%

6 Months

$100,000+

2.08%

2.10%

12 Months

$100,000+

2.42%

2.45%

18 Months

$100,000+

2.47%

2.50%

24 Months

$100,000+

2.52%

2.55%

30 Months

$100,000+

2.57%

2.60%

36 Months

$100,000+

2.81%

2.85%

48 Months

$100,000+

3.06%

3.10%

60 Months

$100,000+

3.30%

3.35%

 

Founders, Platinum Preferred, All-In-One Accounts

Term

From

Interest Rate

APY

3 Months

$100,000+

2.11%

2.13%

6 Months

$100,000+

2.21%

2.23%

12 Months

$100,000+

2.55%

2.57%

18 Months

$100,000+

2.60%

2.63%

24 Months

$100,000+

2.65%

2.68%

30 Months

$100,000+

2.70%

2.73%

36 Months

$100,000+

2.94%

2.97%

48 Months

$100,000+

3.19%

3.23%

60 Months

$100,000+

3.43%

3.48%

A penalty will be imposed if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit.  Penalty may reduce earnings.  The minimum balance required to open a fixed rate Certificate of Deposit is $1,000.00.  The minimum balance required to open a jumbo Certificate of Deposit is $100,000.00.  Fees may reduce earnings.  Please contact a personal banker for additional information.

For more information call (847) 853-1145 

Member FDIC